In short
A USA virtual card is an online Visa or Mastercard issued by a US bank, for merchants that bill in US dollars or prefer US cards. Yellowdotpay sells US Mastercard and Visa cards from $100 that you pay for with crypto, with no SSN or US bank account; the card details appear in your account right after purchase.
- US-issued Visa and Mastercard
- For USD subscriptions, SaaS, ads and app stores
- No US address, SSN or bank account to buy
- 3-year validity on US cards, no monthly fee
- Pay with crypto
- Instant delivery
Key facts
| Card type | Prepaid virtual card, reloadable |
|---|---|
| Monthly fee | None |
| Validity | 3 years (Mastercard USA and Visa USA) |
| Top-up fee | $2 per reload |
| Spending limit | Up to $50,000 |
| Billing address | Changeable |
| Statement | Card statement available |
| Where it works | Online payments only (no ATM or in-store) |
| Security | 3D Secure on eligible payments, freeze option |
| Pay with | BTC, USDT (TRC20/BEP20/ERC20), ETH, SOL, LTC, BNB, TON, TRX, BCH |
| Delivery | Instant, in My Cards |
Cards & prices
| Card | Type | Price | Stock |
|---|---|---|---|
| MASTERCARD USA RELOADABLE | USA DEBIT BIN 527520 | $100.00 USD | 193 available |
| VISA CARD USA RELOADABLE | USA DEBIT BIN 434769 | $150.00 USD | 259 available |
| Reloadable Visa standard | Visa Standard | $120.00 USD | 212 available |
| VIRTUAL VISA PLATINUM | Visa Standard | $300.00 USD | 81 available |
How to buy
- Create a free account with your email and verify it.
- Deposit crypto from Deposit: pick a coin and network, send at least the minimum, and submit the transaction hash.
- Buy the card on its card page. The price is taken from your balance.
- Use it — open My Cards, tap Show Details and enter the number, expiry, CVV and billing details at checkout.
When a US card helps
Many US software companies, AI tools, ad platforms and app stores bill in US dollars, and some decline cards issued in other countries or block international online subscriptions. A US-issued virtual card is often the simplest way to pay them.
Which US card to choose
| Card | BIN | Price | Choose it when |
|---|---|---|---|
| Mastercard USA Reloadable | 527520 | $100 | You want the lowest price; our most bought card |
| Visa USA Reloadable | 434769 | $150 | A merchant prefers or only takes Visa |
| Reloadable Visa Standard | — | $120 | You want a lower-priced Visa |
| Virtual Visa Platinum | — | $300 | You want a premium Visa |
Popular uses
- AI subscriptions: ChatGPT Plus and Claude Pro
- Developer fees: Apple Developer Program
- Internet: Starlink
- SaaS, hosting, domains and ad accounts billed in USD
If a US merchant declines the card
| Likely cause | What to do |
|---|---|
| Billing address or postcode does not match | Enter the billing details exactly as shown for your card in My Cards. |
| 3D Secure step not finished | Complete the verification prompt. If no code arrives, contact our support before retrying. |
| Balance too low | Keep the balance above the charge plus any currency conversion. Some merchants place a small temporary hold first. |
| Merchant expects another card country or network | Switch between Mastercard USA and Visa USA. |
| Too many attempts in a row | Stop after two or three tries. Repeated declines can trigger fraud checks; wait and contact support. |
| Service not offered where you live | A card cannot change a merchant's country rules. Check the merchant's supported countries. |
We do not recommend VPNs, fake addresses or other ways of hiding your location. They break most merchants' terms and can get your account closed.
Crypto deposit options
| Coin / network | Minimum deposit | Deposit fee |
|---|---|---|
| TRX TRON | $10.00 USD | $2.00 USD |
| BNB Bep20 | $30.00 USD | $0.40 USD |
| USDT BEP20 | $38.00 USD | No fee |
| USDT TRC20 | $40.00 USD | $2.00 USD |
| ETHEREUM | $40.00 USD | $2.00 USD |
| BCH | $50.00 USD | $2.00 USD |
| SOLANA | $50.00 USD | $2.00 USD |
| USDT ERC20 | $50.00 USD | $3.00 USD |
| BITCOIN | $50.00 USD | $2.00 USD |
| LTC | $50.00 USD | $2.00 USD |
| Gram - Ton coin | $50.00 USD | $2.00 USD |
Send only the selected coin on the selected network. Network (gas) fees are paid by the sender.
Frequently asked questions
Can I get a US virtual card without living in the USA?
Yes. Buying a card on Yellowdotpay does not require a US address, SSN or US bank account. You pay with crypto from your Yellowdotpay balance.
How much does a US virtual card cost?
Mastercard USA Reloadable costs $100 and Visa USA Reloadable costs $150. There is no monthly fee and reloads cost $2.
Visa or Mastercard: which US card should I buy?
Both work at most merchants that accept that network. Mastercard USA is the lowest-priced option; choose Visa USA if a merchant prefers or only accepts Visa.
What is a BIN?
The BIN is the first 6 digits of a card number. It identifies the issuing bank and country. Merchants use it to decide which cards they accept.
How long are the US cards valid?
Mastercard USA and Visa USA are valid for 3 years.
Is it a credit card?
It is a prepaid card. There is no credit line or credit check; you spend the balance you load.
Get your card in minutes
Create a free account, add funds with crypto and buy. The card details appear in My Cards right away.
More services
Questions? Contact our support team. Card acceptance is decided by each merchant; we never ask you to use false details or hide your location.