In short
If OpenAI declines your local card, you can pay for ChatGPT Plus with a virtual card. Yellowdotpay sells a ChatGPT Plus virtual card ($150) and US Visa and Mastercard cards (from $100), all bought with crypto. You add the card at the ChatGPT checkout like any other card, using the billing address shown for the card.
- Card made for the ChatGPT Plus subscription
- US Visa and Mastercard as alternatives
- Changeable billing address to match checkout
- Pay for the card with crypto
- Card details available instantly
- Honest fixes, no VPN tricks
Key facts
| Card type | Prepaid virtual card, reloadable |
|---|---|
| Monthly fee | None |
| Validity | 1 year (ChatGPT Plus card) |
| Top-up fee | $2 per reload |
| Spending limit | Up to $50,000 |
| Billing address | Changeable |
| Statement | Card statement available |
| Where it works | Online payments only (no ATM or in-store) |
| Security | 3D Secure on eligible payments, freeze option |
| Pay with | BTC, USDT (TRC20/BEP20/ERC20), ETH, SOL, LTC, BNB, TON, TRX, BCH |
| Delivery | Instant, in My Cards |
Cards & prices
| Card | Type | Price | Stock |
|---|---|---|---|
| ChatGPT Plus Virtual Card | ChatGPT Plus Payment Card | $150.00 USD | 210 available |
| MASTERCARD USA RELOADABLE | USA DEBIT BIN 527520 | $100.00 USD | 193 available |
| VISA CARD USA RELOADABLE | USA DEBIT BIN 434769 | $150.00 USD | 259 available |
How to buy
- Create a free account with your email and verify it.
- Deposit crypto from Deposit: pick a coin and network, send at least the minimum, and submit the transaction hash.
- Buy the card on its card page. The price is taken from your balance.
- Use it — open My Cards, tap Show Details and enter the number, expiry, CVV and billing details at checkout.
Steps to pay ChatGPT Plus with a virtual card
- Buy the ChatGPT Plus Virtual Card (or a US card) on Yellowdotpay.
- Keep the card balance above the monthly price plus any currency conversion.
- Open the card in My Cards and copy the number, expiry, CVV and billing address.
- In ChatGPT, open Upgrade plan, choose Plus and enter the card details and billing address exactly.
- Approve the 3D Secure check if the bank asks for one.
Which card to use
| Card | Price | Notes |
|---|---|---|
| ChatGPT Plus Virtual Card | $150 | Our card for this subscription |
| Mastercard USA | $100 | General-purpose US card, 3-year validity |
| Visa USA | $150 | If you prefer Visa |
If OpenAI declines the card
| Likely cause | What to do |
|---|---|
| Billing address or postcode does not match | Enter the billing details exactly as shown for your card in My Cards. |
| 3D Secure step not finished | Complete the verification prompt. If no code arrives, contact our support before retrying. |
| Balance too low | Keep the balance above the charge plus any currency conversion. Some merchants place a small temporary hold first. |
| Merchant expects another card country or network | Try a US Visa or Mastercard instead. |
| Too many attempts in a row | Stop after two or three tries. Repeated declines can trigger fraud checks; wait and contact support. |
| Service not offered where you live | A card cannot change a merchant's country rules. Check the merchant's supported countries. |
We do not recommend VPNs, fake addresses or other ways of hiding your location. They break most merchants' terms and can get your account closed.
OpenAI decides which cards and countries it accepts. Yellowdotpay is independent and not affiliated with OpenAI.
Crypto deposit options
| Coin / network | Minimum deposit | Deposit fee |
|---|---|---|
| TRX TRON | $10.00 USD | $2.00 USD |
| BNB Bep20 | $30.00 USD | $0.40 USD |
| USDT BEP20 | $38.00 USD | No fee |
| USDT TRC20 | $40.00 USD | $2.00 USD |
| ETHEREUM | $40.00 USD | $2.00 USD |
| BCH | $50.00 USD | $2.00 USD |
| SOLANA | $50.00 USD | $2.00 USD |
| USDT ERC20 | $50.00 USD | $3.00 USD |
| BITCOIN | $50.00 USD | $2.00 USD |
| LTC | $50.00 USD | $2.00 USD |
| Gram - Ton coin | $50.00 USD | $2.00 USD |
Send only the selected coin on the selected network. Network (gas) fees are paid by the sender.
Frequently asked questions
Which card should I buy for ChatGPT Plus?
Start with the ChatGPT Plus Virtual Card. If you prefer a general-purpose card, the Mastercard USA or Visa USA cards are alternatives.
Why was my card declined on ChatGPT?
Usually because the billing address or postcode does not match, a 3D Secure check was not completed, or the balance was too low. Fix those and try once more, or contact support.
Can I pay for ChatGPT Plus with crypto?
Not directly. You buy a Yellowdotpay virtual card with crypto, then pay ChatGPT Plus with that card.
Will the card renew my subscription each month?
Yes, as long as the card balance covers each renewal. Reload the card before the renewal date; each reload costs $2.
Should I use a VPN to pay?
No. Hiding your location can break OpenAI's terms and cause more declines. Use your real location and the card's billing details.
Is Yellowdotpay affiliated with OpenAI?
No. Yellowdotpay is an independent virtual card provider. ChatGPT and OpenAI are trademarks of OpenAI.
Get your card in minutes
Create a free account, add funds with crypto and buy. The card details appear in My Cards right away.
More services
Questions? Contact our support team. Card acceptance is decided by each merchant; we never ask you to use false details or hide your location.