If you’re in Singapore and facing card declines, online payment limits, or concerns about sharing bank details, a virtual card Singapore solution can make everyday payments easier. At Yellowdotpay, we provide a fast and reliable virtual credit card designed for online shoppers, freelancers, and remote workers who need flexible digital payments without relying on traditional banks.
Our virtual prepaid card (VCC) is issued instantly and ready to use—no paperwork, no physical delivery, and no waiting. Whether you’re paying for subscriptions, online services, software tools, or international platforms, we help you transact smoothly in Singapore and beyond. The card keeps your personal banking information private while giving you full control over spending.
With crypto-friendly top-ups and global acceptance, our virtual card lets you manage online payments with confidence. It’s a practical option for users who want speed, privacy, and freedom—without the complications of local banking restrictions or cross-border payment issues.
How Our Prepaid Credit Card Singapore Works
Step 1
Log in to your account and find your virtual credit card in the card section from the main menu.
Step 2
No application and no credit check needed. Your virtual prepaid card is issued instantly and ready to use.
Step 3
Use your virtual Visa card for online shopping, subscriptions, and digital payments anywhere online credit cards are accepted.
Our Top-selling Virtual Credit Card Singapore: Seamless Payments
VISA CARD USA RELOADABLE
👉 Type: 3Ds VISA Card
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $145
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
MASTERCARD USA RELOADABLE
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
Reloadable Visa standard
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $115
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
Benefits of Using Virtual Card in Singapore
Enhanced security: Each virtual card comes with its own card details, helping reduce fraud and keeping your real banking information private when you pay online.
Global acceptance: Pay confidently on international websites and platforms with support from Visa and Mastercard, making cross-border payments smooth and reliable.
Subscription-ready: Use your card easily for popular services like Netflix, Spotify, Amazon Prime, and YouTube Premium—no interruptions, no surprises.
Crypto top-up support: Fund your virtual credit cards using supported cryptocurrencies such as Bitcoin and USDT, giving you more freedom over how you manage your money.
Instant activation: Your card details are available within minutes. There’s no need for a local Singapore bank account or long approval processes.
Travel & remote-work friendly: Pay for flights, hotels, digital tools, and international services while traveling or working remotely, all from one virtual card.
Business-ready: Well-suited for freelancers and businesses paying for software tools, online ads, and overseas suppliers without hassle.
Clear pricing: Straightforward fees, competitive rates, and no hidden charges—so you always know what you’re paying.
Secure Online Payments in Singapore with a Virtual Visa Crypto Card
Make everyday payments simpler and safer in Singapore with a prepaid debit card Singapore from Yellowdotpay. Built for people who want speed, privacy, and control, our virtual Visa crypto card lets you pay online and in-store without exposing your personal banking details.
By combining the global reach of Visa with the flexibility of cryptocurrency funding, Yellowdotpay offers a payment solution that fits modern digital life. You can load your virtual credit card instantly using crypto and use it anywhere Visa is accepted—across Singapore and internationally. From online shopping and subscriptions to contactless payments, your VCC Singapore keeps transactions smooth and reliable.
✅ Pay online anywhere Visa is accepted, locally and globally
✅ Use your virtual card for in-store payments with PIN or contactless options
✅ Receive instant payment notifications to stay in control of every transaction
✅ Benefit from added protection with 3D Secure authentication
✅ Choose between virtual-only or physical card options
✅ ATM access available only with supported physical cards
✅ Top up easily using cryptocurrencies such as BTC, ETH, and USDC
Security Features of Our Virtual Visa Card in Singapore
✅ Unique card numbers: Each payment can use a different virtual credit card number, helping protect your card details from misuse.
✅ One-time security codes: Every transaction requires a unique verification code, adding an extra layer of protection against unauthorized payments.
✅ Instant transaction alerts: Get real-time notifications for every payment, so you always know when and where your virtual card is used.
✅ Spending limits and controls: Set limits on your online credit card to avoid unwanted charges and manage your spending with ease.
✅ Smart fraud detection: Advanced security systems monitor transactions and block suspicious activity before it becomes a problem.
✅ Biometric protection: Fingerprint or facial recognition may be required on supported devices, keeping your VCC Singapore secure at all times.
How to Get our Virtual Credit Card in Singapore with Yellowdotpay
Get instant access to your Virtual Credit Card Singapore without waiting for delivery. With Yellowdotpay, online payments are fast, secure, and ready to use in minutes. Follow these simple steps to get started:
✍️ Visit the Yellowdotpay website and click “Sign In” or “Create an Account.”
✍️ Open the Cards section to explore available virtual Visa card options.
✍️ Choose the virtual card that fits your online payment needs.
✍️ Go to Add Funds or Deposit if your account is not funded yet.
✍️ Select a payment method such as crypto or PerfectMoney.
✍️ Complete the payment and confirm your balance is credited successfully.
✍️ Return to the Cards section after funding your account.
✍️ Select and activate your virtual prepaid card for Singapore.
📝 Note: For a smooth and secure experience with your VCC Singapore, make sure your profile details are complete and enable Two-Factor Authentication (2FA). Always review your transactions and keep your security settings updated to protect your online credit card and funds.
Singapore Virtual Credit Card: Features That Work Everywhere
Our virtual debit card Singapore is built for everyday online and in-store payments. With wide global acceptance and strong security, your virtual Visa card gives you full control over spending, subscriptions, and business payments—anytime, anywhere.
✅ Borderless virtual card: Use your virtual credit card worldwide without limits.
✅ NFC & mobile wallet support: Pay contactless with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay.
✅ 3D Secure protection: Extra payment security with smart verification for safer transactions.
✅ Issued through regulated U.S.-based financial partners: Your virtual prepaid card is provided via compliant payment partners operating under U.S. financial regulations.
✅ Cloud & VPS payments: Pay for AWS, Azure, Alibaba Cloud, Oracle Cloud, VPS services, and more.
✅ Digital ads & marketing: Supports Google Ads, Meta, Facebook, and other ad platforms.
✅ E-commerce shopping: Shop easily on Amazon, AliExpress, eBay, and popular online stores.
✅ Streaming & entertainment: Use your virtual prepaid card for Netflix, Disney+, YouTube Premium, HBO Max, and more.
✅ Gaming subscriptions: Pay for PlayStation Plus, Xbox Game Pass, and gaming services.
✅ Software & SaaS tools: Works with Adobe, Zoom, Grammarly, Dropbox, QuickBooks, and more.
✅ VPN & privacy services: Ideal for NordVPN, ExpressVPN, and similar services.
✅ Business & professional tools: Pay for Shopify, LinkedIn Premium, QuickBooks, and business services.
✅ Fitness & wellness: Use for Peloton, Planet Fitness, and wellness subscriptions.
✅ Music & audio platforms: Supports Spotify, Apple Music, YouTube Music, Amazon Music.
✅ Social media & premium accounts: Pay for Instagram, X (Twitter), LinkedIn Premium, Meta Verified.
✅ Subscription management: Easily manage recurring payments like WSJ, New York Times, Audible, Microsoft, and more.
✅ Everyday contactless spending: Perfect for Uber, Uber Eats, DoorDash, Walmart, and daily services.
Pricing
We offer fair and flexible pricing for everyone in Singapore. Choose a virtual prepaid Visa card at affordable rates, or enjoy special offers—including our virtual Visa card instantly for new users. No hidden fees, no waiting, just fast access to your virtual credit card in Singapore.
Why Choose Us for a Virtual Credit Card in Singapore?
We offer a fast, secure, and flexible way to get a Virtual Credit Card Singapore without the limits of traditional banking. Built for online shoppers, freelancers, and digital nomads, our virtual Visa card lets you pay globally while keeping your personal banking details private. Your card is issued instantly, reloadable, and ready for use—no physical delivery needed.
With crypto-friendly funding options, you can use your virtual prepaid card to shop online, pay bills, and manage subscriptions with confidence and control.
✅ 24/7 customer support: Our team is available anytime to help you with your online credit card needs.
✅ Easy and flexible payments: Make global transactions using a debit virtual card without sharing bank details.
✅ Strong security and fraud protection: Advanced safeguards and 3D Secure help protect every payment.
✅ Custom spending limits: Set limits to manage your budget and avoid overspending.
✅ Instant card issuance: Get your virtual credit card instant ready in minutes.
✅ Worldwide acceptance: Use your virtual card in Singapore anywhere Visa is accepted.
✅ No annual fees: Clear pricing with no hidden charges.
✅ Made for virtual cards: Perfect for digital payments, subscriptions, and remote work.
✅ Low and transparent fees: Competitive rates, especially for international payments.
✅ Crypto-friendly payments: Spend crypto easily with Visa-backed virtual cards.
Which Virtual Card Is Best for You?
Choosing the right virtual debit cards makes payments smoother and helps avoid unnecessary declines.
| Use Case |
Recommended Card |
Why This Works |
| Streaming & subscriptions |
Visa USA Reloadable |
Stable for recurring billing on platforms like Netflix, Spotify, and YouTube Premium |
| Everyday online shopping |
Mastercard USA Reloadable |
Works well for e-commerce, digital services, and one-time online purchases |
| Business tools & ads |
Reloadable Visa Standard |
Suitable for SaaS tools, cloud services, and advertising platforms |
Local Advantage: Virtual Cards Tailored for Singapore
Singapore has become a leading hub for digital nomads, freelancers, startups, and global businesses. As online spending grows across areas like Marina Bay, Raffles Place, Jurong East, and Orchard Road, many users are finding that traditional banking tools no longer match the pace of modern digital payments.
Bank limitations: Local banks and card issuers in Singapore often apply strict controls on international transactions, subscription billing, or cross-border payments. These limits can lead to declined payments, delayed approvals, or extra checks when paying for global services, SaaS tools, or overseas platforms.
Our solution: The Mastercard prepaid card Singapore from Yellowdotpay is built to remove these barriers. Instant issuance and global acceptance allow you to pay for subscriptions, e-commerce platforms, and international services without relying on local bank approvals or exposing your primary banking details.
Market growth: With Singapore’s e-commerce market growing at a steady double-digit rate each year, secure and flexible digital payment options are no longer optional—they’re essential. Our virtual cards are designed to support this shift, giving users a practical way to manage online payments in Singapore and beyond with confidence and control.
FAQ: Virtual Card Singapore
What Is a Virtual Card in Singapore?
A virtual card in Singapore is a prepaid digital Visa or Mastercard card used for online payments and subscriptions without relying on a local bank account. It’s commonly chosen when traditional cards face international limits, frequent declines, or added banking restrictions.
Is It Legal in Singapore?
Yes. Our virtual prepaid cards are legal to use in Singapore for online payments, subject to merchant acceptance and standard payment rules.
Can Virtual Cards Be Blocked by Merchants?
Yes. Some merchants may restrict prepaid or virtual debit cards based on their internal risk controls, regional rules, or billing policies. Acceptance depends on the service provider, not the card alone.
Do I Need a Singapore Bank Account?
No. Our virtual prepaid card works independently of local banks and does not require a Singapore bank account. It’s designed for online and international payments.
Can Some Websites Block Virtual Cards?
Yes. While acceptance is generally high, some platforms may block prepaid or online credit cards due to their own policies. This applies to many virtual cards Singapore users across different providers.
Can I Pay in UAH, USD, or EUR?
Some merchants process payments in UAH automatically, while others charge in USD or EUR. Currency conversion depends on the merchant and payment processor, not just the card.
Are Virtual Cards Safer Than Bank Cards?
Our virtual cards add an extra layer of protection because they don’t expose your primary bank details. They’re commonly used for subscriptions, online shopping, and services where privacy matters.
Can I Use a Virtual Card for Subscriptions in Singapore?
Yes. Our virtual credit cards are often used for streaming platforms, software tools, cloud services, and digital subscriptions, provided the merchant accepts prepaid Visa or Mastercard payments.
Do Virtual Cards Support Refunds and Chargebacks?
Refunds depend on the merchant’s policy. Some services return refunds to the virtual card balance, while others may not support prepaid card refunds.
Are There Spending Limits?
Yes. Our virtual prepaid cards usually have balance limits, transaction limits, or daily caps. These vary by card type and compliance requirements.
Can I Use a Virtual Card With PayPal or Wallets?
In many cases, yes. Our virtual prepaid cards may work with PayPal and similar wallets for payments or verification, subject to wallet acceptance rules.
Is a Virtual Card the Same as a Credit Card?
No. Our virtual card is a prepaid payment instrument, not a credit card. You can only spend the amount you load onto it—unlike traditional credit cards.
How Is This Different From Local Bank Virtual Cards?
Unlike bank-issued options such as DBS virtual cards, our prepaid virtual card does not depend on an existing bank account or local approval process, making it more flexible for international use.
